Workers' Compensation Blog

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Five Reasons Why You Might Not Qualify For Texas Workers’ Compensation Benefits

DOL Physicians Helping Texas’ Injured Workers Get the Compensation they Deserve

An on-the-job accident can be devastating to your health, your career, and your overall quality of life. To find out that you do not qualify for Texas workers’ compensation benefits, or to find out that your workers’ compensation claim has been denied, can be even more devastating. Below, we have shared five of the most common reasons why Texas workers may not be able to collect workers’ comp after a work-related illness or injury:

  • The company you were working for did not carry workers’ compensation insurance and was not legally required to do so. In order to receive workers’ compensation benefits, your employer must carry workers’ compensation insurance. Texas, unlike other states, does not require certain businesses to carry this insurance in most cases. While many companies still carry this insurance in order to limit their liability in the case of a worker injury or death, it is vital that you know whether your employer carries workers’ comp insurance.
  • You can’t prove your injury was work-related. If there were no witnesses to your injury, if your injury is not obviously work-related, or if your employers believe that your injury was pre-existing, your workers’ comp claim could be denied. For this reason, it is imperative to link your injury with your work accident, through evidence, witness statements, and medical evidence.
  • You did not file your claim in time. Even if you have a valid claim, you can be denied benefits simply for taking too long to file a claim. Be sure to report your accident and your injuries as soon as possible after they occur, and be sure to file your claim in a timely manner. Understand that you can’t collect benefits after you have been laid off from a job.
  • Your injury involved drugs, alcohol, or a blatant violation of rules. In many cases, injured Texas workers can collect workers’ comp benefits even if they were at fault for the accident and even if they were not closely following a regulation at the time of the accident. However, if you were intoxicated at the time of the accident, or if your accident was the result of horseplay, roughhousing, or a prank, you could be denied benefits under the law.
  • You did not receive medical treatment for your injury. Not only must you receive medical treatment in the wake of your injury, but you also have to document that treatment and have the treatment completed by a qualifying health professional. Be absolutely certain to visit a licensed medical doctor after your accident, as well as after the discovery of related injuries, in the days after the accident (such as symptoms of head trauma).

Get Medical Treatment for Your On-The-Job Injury at a Dallas Clinic Today

At Work Injury MD, we offer a full range of medical services for Texas workers who have suffered an injury or illness while on the clock. Not only can we help you recover from your injuries to the furthest extent possible, but we can also make certain that you have the documentation and paperwork you need to navigate the workers’ compensation process with the most ease. To request a consultation with a physician, ask a question, or learn more about our services, contact us today.